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Even as global crop prices fall, Indias Arya.ag is attracting investors and staying profitable

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Published: Friday, January 2, 2026 at 7:00 am

Agritech Firm Arya.ag Secures Funding Amidst Falling Crop Prices

In a challenging global agricultural market marked by declining crop prices, Indian agritech company Arya.ag has successfully secured an $81 million all-equity Series D funding round led by GEF Capital Partners. The company, which provides storage facilities near farms and offers lending services to farmers, has demonstrated resilience by maintaining profitability despite the volatile commodities market.

Arya.ag's business model focuses on empowering farmers by giving them greater control over the sale of their crops. Founded in 2013, the company offers storage solutions near farms, allowing farmers to borrow against their warehoused grain. This approach helps farmers avoid selling their crops immediately after harvest, when prices are often at their lowest. The company also connects farmers with a wider network of buyers, including agri-corporations, processors, and millers.

Arya.ag operates at a significant scale, storing approximately $3 billion worth of grain annually, representing about 3% of the national output. The company facilitates around $1.5 billion in loans each year while maintaining a low rate of bad loans, below 0.5%. The company's lending practices involve lending only a portion of the stored grain's value and closely monitoring prices, triggering margin calls when necessary to mitigate risk.

The company's financial performance has been strong. In the year ending March 2025, Arya.ag generated net revenue of approximately $50 million, with first-half revenue in the current financial year increasing by about 30%. Profit after tax last year was around $3.78 million and has risen by 39% so far this year. Arya.ag currently serves between 850,000 and 900,000 farmers across a significant portion of the country's districts, operating through a network of leased agricultural warehouses.

Arya.ag generates revenue from storage fees, loan origination fees from banks, and fees for facilitating crop sales. Storage contributes the largest portion of revenue, followed by finance and commerce. The company disburses over $1.2 billion in loans annually, with a portion coming from its own balance sheet and the rest originated for partner banks. Arya.ag's loans carry interest rates lower than those charged by commission agents, but higher than bank lending rates. The company utilizes technology, including AI, satellite data, and sensor-enabled storage, to manage risk and scale its operations.

Arya.ag plans to use the new capital to expand its technology deployments, including smart farm centers and digital tools. The company is also strengthening its blockchain-based system for tracking stored grain. The company aims to be IPO-ready within the next 18 to 20 months and plans to expand selectively through a software-led model, with some technology already deployed in Southeast Asia and Africa.

BNN's Perspective: Arya.ag's success in attracting investment and maintaining profitability during a period of falling crop prices is a testament to its innovative business model and effective risk management. The company's focus on empowering farmers and leveraging technology positions it well for continued growth in the evolving agricultural landscape.

Keywords: Arya.ag, agritech, India, funding, investment, crop prices, storage, lending, farmers, agriculture, revenue, profitability, loans, technology, blockchain, IPO, GEF Capital Partners.

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