50-Year Mortgages Are Not the Answer

Published: Saturday, November 15, 2025 at 10:00 am

Slate Money Podcast Tackles Mortgage Length, Shareholder Power, and Cash Delivery

In this week's episode, the Slate Money podcast, hosted by Felix Salmon, Elizabeth Spiers, and Emily Peck, delves into a trio of pressing financial topics. The discussion begins with a critical examination of the potential for 50-year mortgages, a proposal recently backed by President Trump. The hosts dissect the idea, exploring why the concept has drawn criticism from both conservative officials and voters. They argue that such extended mortgage terms are not a viable solution to the current housing crisis, suggesting they may exacerbate existing problems.

The podcast then shifts its focus to the White House's consideration of limiting the influence of proxy advisors and index-fund managers in shareholder voting. The hosts break down the implications of this potential policy shift, explaining how it could affect shareholders and the balance of power within corporations. They highlight the potential beneficiaries of such a move, specifically mentioning prominent billionaires who have publicly opposed these firms. The discussion raises questions about corporate governance and the influence of powerful individuals on financial markets.

Finally, the podcast explores Robinhood's new service, which promises to deliver cash directly to users' doors. The hosts analyze the potential applications and operational aspects of this innovative service. They consider the practical uses of such a service and its potential impact on the financial landscape.

The episode also promotes Slate Plus, a subscription service offering bonus content, ad-free listening, and exclusive discussions.

BNN's Perspective:

The Slate Money podcast offers a valuable, if somewhat skeptical, perspective on current financial trends. While the hosts' analysis of the 50-year mortgage proposal seems sound, the discussion on shareholder voting and cash delivery could benefit from a broader range of viewpoints. The podcast's focus on the potential downsides of these developments, while important, could be balanced with a consideration of potential benefits and alternative perspectives.

Keywords: 50-year mortgages, housing crisis, White House, proxy advisors, index-fund managers, shareholder voting, Robinhood, cash delivery, financial markets, corporate governance, Slate Money, podcast, Trump, Elon Musk, Jamie Dimon

Full Story